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That site looks like it is trying to go for the average job listing, which is probably listing the minimum starting pay for the minimum qualification level. And I still can’t find a single board that pays that little. The average teacher is likely starting as an A3, since it is hard to get into teacher’s college without high grades and a four year undergrad with honours. At any rate, 41K is a gross underrepresentation of average teacher pay.
Here’s a pay grid for Toronto (which is not the best paying board) that only goes up to 2021. An A3 started at 56,302. That number will vary maybe up to a couple thousand anywhere in Ontario depending on the board. Your average teacher though has probably been in for closer to 10 or 15 years and is probably A4 unless they did no further education. They make around 100K.
What board pays elementary teachers that low? Most start as A3s and make around 60K with 0 years experience (I looked at York and Ottawa-Carleton). In 3 years, they can take a few AQs, hit A4 and be making north of 80K. The average teacher in Ontario probably has a lot more than 3 years in and makes closer to 100K, and that would still not be accounting for any specializations that would provide a bonus for some. Your numbers look more like starting pay for QECO category A (teachers with no undergrad degree) from 10 years ago.
27·2 months agoThis guy sounds like a straight shooter with upper management written all over him. Legend.
They missed the easiest, cheapest and most effective solution: working from home. We wouldn’t need half of what we’ve built already if we put an end to the commute for office workers. We might even make our Paris Accord targets that way too.
Anyone who turns 4 by December 31st is eligible for kindergarten. Been that way for a long time.
Ooh, I remember playing Monster Maze and Math Hurdler on a dual-sided cassette. Avenger (basically Space Invaders) on cartridge. Also typed in Killer Comet and Tank vs UFO from a magazine. Last one was probably the best of the lot.
Typically when you are moving debt to a credit card, you are not making a purchase, but are withdrawing cash from the credit account to pay for the LOC. A cash advance usually means you are paying interest on the amount withdrawn immediately at super high credit card rates. There is usually no grace period given for cash advances. IIRC, the cash balance is tracked separately from your regular card balance, and payments first go to paying off the normal monthly balance, and when that hits zero, they go towards the cash advance balance. That keeps you paying high interest for longer if you can’t pay it off in full. You’d have to read your terms of service to confirm how your card handles this. Be careful to make sure you understand your terms.
There are frequently special balance transfer offerings issued by card companies that allow you to transfer your credit balance from one card to another for a fixed initial cost (3% of balance seems normal now), and then you get up to 12 months at 0% interest. That can be a pretty good deal, but you would have to confirm if you could do a cash advance on one card, then balance transfer to a second one using a promotional offer and make sure the second card doesn’t still treat it as a cash advance balance, which would likely be subject to immediate high interest rates. This is probably the most likely scenario. However, if you can confirm they treat the transferred balance as normal, it would end up being cheaper than a year at LOC interest. Then you pay it off in full with the LOC and repeat, assuming you get another offer. I think it is more likely banks will look out for each other and that won’t work for cash advance credit card debt, but hey, maybe there are banks that just want your business and only a little cash instead of a lot.
Didn’t join the site to download the pdf, but it looks like it is trying to find a correlation between wanting to leave the public service and answering a survey question about how often you can use your preferred language. As such, I am not sure if they have any follow up queations on why people answered what they did in the survey, but it could be as simple as they have to interact with unilingual people. Even if they have a bilingual boss (who, even at CCC may not be very good), they may not have bilingual clients or team mates and therefore have to work in one language most of the time.
IT in particular can be tricky, since most things are only English. A lot of software tools only come in English, and a big chunk of vendor support is from the US and often does not have a French option. The contractor pool is also largely English since the Canadian private sector doesn’t require bilingualism for tech workers.
A lot of municipalities these days are also falling all over themselves to put up speeding and red light cameras everywhere, which increases the institutional delay in our court systems. The ugly truth is that you just need to demand a court date for any ticket and they’ll maybe get to you in four years. Putting together your own charter 11b challenge template, which is pretty damned easy in the Internet age, lets you pretty much ignore the cameras.
Just use a percentage. X% of net worth would be interesting.
The device at the police station works no differently than the roadside one. It is just considered more accurate in that it gives a number value to represent the estimated percentage of alcohol in your blood, based on the concentration of VOCs in your breath that have methyl groups. Roadside only does pass/fail/warn. The only way to actually know what is present in your system is a blood test. People don’t normally get breathalyzers unless there is a reason for it, even at RIDE checkpoints so yes, we may introduce a possibility of incriminating someone based on the results of a breathalyzer test alone. Unless we just stick to probable cause.
But it doesn’t read BAC. It just detects organic compounds with methyl groups and the courts assume it is alcohol. That’s usually a pretty safe bet if the person is also clearly inebriated. But now people who work with organic chemicals either at home or at work could get charged even with 0 actual BAC. Paint your bathroom with oil paint and have toluene in your system? Believe it or not, straight to jail.
I think they are trying to denote the trend. According to autotrader (the source of the headline claim), it was 68% two years ago and has been dropping by about 10% a year. Pretty sure the Musk factor sucked the wind out of Tesla’s sales, and then there are the stories from the article where people get saddled with a massive 20K repair bill after 8 years of ownership. I’m sure that’s an outlier, but you just don’t get bills that high with a gas car. And as much as the government wants us all using them by 2035, they have done sweet bugger all to build up the massive charging infrastructure required to get people over their range anxiety. That doesn’t instill much confidence in prospective buyers.
Did you add in the cost of financing that 24K and tax over 5 years, plus the cost when they inevitably then flip the outstanding balance onto their line of credit because they can’t afford the payments to pay out the full amount over a 5 year term? Yeah, it probably won’t ever be cheaper for the average Canadians I know.
Yeah, and it’s gonna be on the Saturday after no matter what day that turns out to be.
Do you need a receipt? I usually pick up my incandescent light bulbs in the weird sizes (appliance bulbs, etc) at Dollarama, but I don’t bother to keep receipts for small disposable items.
Edit: looks like this was answered below and the answer is no proof of purchase is required. Thank you!
It’s Scarry. Honestly, I am not sure which is worse for an author of children’s books.
Well, if the women don’t find you handsome, they should at least find you handy, eh?