The annual gift tax exclusion of $18,000 for 2024 is the amount of money that you can give as a gift to one person, in any given year, without having to pay any gift tax
If anyone is looking for the gift tax limit I got the above quote from https://smartasset.com/retirement/gift-tax-limits
This is more than I remember, but I think I’m confusing it with the $6000 limit for contributions to an IRA account. I think it went up to $7000 this year, but I digress.
Couple links in you can get to their parent company. https://zerodha.tech/. Tech branch for a stock trading company.