Stay strong, mate. Sounds like you’re having a much harder time of it than some of us, but the only thing to do is to survive, and hope for a better tomorrow.

One day at a time.

I’ve known some methane who claim that they also have a flat fee, even from visa and MasterCard. So it can certainly be done.

It’s not in any way a tax. It’s a fee you pay for a service you wish to use. It’s as much a tax as the money spent on a doughnut is a tax.

The rest of your idea is great. Wish I had access to something like that.