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Joined 11 months ago
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Cake day: November 6th, 2023

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  • Congrats on being both lucky and wise enough to be able to do this at such a young age!

    I would currently advise against GICs at all unless you’re getting really good rates. If you’re willing to bounce your money around, you can get ~5.5% (give or take 0.5% or so) in savings accounts on new deposits. Tangerine and BMO for example have rotating promotions that you can sometimes take advantage of around those rates, and your money isn’t locked away.

    If you don’t feel like moving your money around as much, some online banks are offering ~4% interest rates on their savings accounts, and your money isn’t locked in. I think some even offer TFSAs for those, if that’s what you’re after.

    imo, you probably don’t need GICs. After they mature or whatever (you get the money because they term is done), see if there are better places to put your money.




  • If you’re walking around with a cellphone turned on with a SIM plugged in or Wi-Fi or Bluetooth turned on (even if not connected to anything), stores still have ways to track you. They won’t get your purchase info, but they’d know when you got there, how long you stayed, and maybe where in the store you went (if it’s big enough for multiple access points).

    Meanwhile, I’ve just accepted that they’ll track me, and I’m fine if they give me a cut. Cashback and such to pay me for my data.

    It’d be nice if I got paid for all the ads I see on the internet and outside.


  • Hard as hell, and unfair. Plenty of jumps powered by seemingly inconsistent mechanics that need to be done perfectly, otherwise instant death.

    Played it recently as an adult after beating some other retro games from my childhood for the first time. In Lion King, I made it one level further and put the game down again…to level 3.

    Well, I had gotten to Level 3 as a kid, but I was able to clear the Ostrich Run in Level 2 much more consistently after some practice. It was a fluke as a kid.

    The game has 10 levels.